Make your investment quality with Quant ELSS Fund

Quant ELSS Fund

Mutual funds are a popular choice for investors looking to grow their money, and they also provide tax advantages. Among these options, the Quant ELSS Tax Saver Fund stands out as an attractive proposition for tax-conscious investors.

This fund was introduced to investors on January 1, 2013, this fund enables individuals to not only grow their investments but also avail tax benefits.

In this article, we will explore the safety of investing in a quant mutual fund, elucidate its fund objectives, highlight its benefits, and analyse the tax-saving potential of ELSS investments.

What is the Fund Objective of Quant ELSS Tax Saver Mutual Fund?

The scheme is designed with the overarching objectives of capital appreciation, focusing on investing in equity shares that exhibit promising growth prospects. By allocating resources strategically, the aim is to foster wealth accumulation over time.

Additionally, as a secondary objective, the scheme aims to distribute dividends and generate income from various sources, thereby enhancing overall returns for investors.

This dual approach ensures a balanced investment strategy aimed at maximizing potential gains while also providing avenues for regular income distribution.

Advantages of Quant ELSS Tax Saving Fund

There are several benefits of Quant ELSS Tax Saving Fund, here are some:

Tax Benefits

Investing in a Quant ELSS Tax Saving Fund offers tax benefits under Section 80C of the Income Tax Act, allowing investors to claim deductions on their taxable income, thereby reducing their overall tax liability.

Potential for Higher Returns

Quant ELSS Tax Saving Funds predominantly invest in equity shares with growth potential, offering the opportunity for potentially higher returns compared to traditional tax-saving investment options like fixed deposits or PPF.

Lock-in Period

The three-year lock-in period of ELSS funds creates discipline in investors and encourages long-term wealth accumulation, while also matching with the tax-saving objective.


Quant ELSS Tax Saving Fund typically invests across various sectors and companies, providing investors with diversification benefits and reducing the risk associated with concentrated investments

Professional Management

These funds are managed by experienced fund managers who utilize quantitative analysis and research-driven strategies to make investment decisions, potentially enhancing returns and managing risks effectively.

SIP Option

Investors can opt for systematic investment (SIP) in Quant ELSS Tax Saving Funds, allowing them to invest regularly and benefit from rupee-cost averaging, which can mitigate the impact of market volatility over time.


Investors have the flexibility to choose from growth or dividend options based on their investment goals and risk appetite, allowing for customization of the investment strategy according to individual preferences.

Capital Appreciation

With a focus on investing in equities with growth potential, Quant ELSS Tax Saving Funds aims to achieve capital appreciation over the long term, providing investors with the opportunity to build wealth while saving on taxes.

How much Tax does the ELSS Tax Saver Fund Save?

ELSS (Equity Linked Savings Scheme) offers tax benefits under Section 80C of the Income Tax Act. This means that investors can deduct up to 1.5 lakh from their taxable income in a financial year by investing in ELSS.

Depending on the investor’s tax bracket, this can result in tax savings ranging from 15% to 30% of the invested amount, up to the maximum limit of Rs.1.5 lakh

For Example- If investors invest the maximum amount of Rs.1.5 lakh, they can potentially save up to Rs.46,800 annually in taxes, assuming they are in the highest tax bracket.

It’s worth noting that the ELSS Fund comes with a mandatory three-year lock-in period. This lock-in period promotes a disciplined approach to long-term investment, ensuring that investors stay committed to their investment goals and avoid impulsive decisions based on short-term market fluctuations.

Can I do SIP in Quant ELSS Tax Saver Fund?

Investors have the option to utilize a Systematic Investment (SIP) to invest in Quant ELSS Tax Saver Fund. With SIP, investors can contribute a fixed amount of money at regular intervals, such as monthly or quarterly, into the fund.

This approach allows investors to spread their investments over time, regardless of market conditions. By consistently investing, investors benefit from rupee-cost averaging, where they buy more units when prices are low and fewer units when prices are high.

SIPs also promote disciplined investing, as investors commit to a predetermined investment schedule, helping them stay focused on their long-term financial goals despite short-term market fluctuations.

Who Should Invest in Quant ELSS Tax Saver Fund

Investing in Quant ELSS Tax Saving Fund may be suitable for individuals who:

Seek tax-saving opportunities

Investors looking to save taxes under Section 80C of the Income Tax Act can consider investing in Quant ELSS Tax Saving Fund, as it offers the potential for tax deductions while also aiming for capital appreciation.

Have a long-term investment horizon

Since ELSS funds come with a mandatory lock-in period of three years, they are suitable for individuals with a long-term investment horizon who are willing to stay invested for the specified duration to potentially benefit from capital appreciation.

Are comfortable with equity exposure

Quant ELSS Tax Fund predominantly invests in equity shares, which carry market risk. Therefore, individuals who are comfortable with the volatility associated with equity investments and have a higher risk tolerance may find this fund suitable for their investment portfolio.

Prefer disciplined investing

The option to invest in Quant ELSS Tax Saver Fund through SIP promotes disciplined investing, making it suitable for individuals who prefer a systematic and consistent approach to building wealth over time.

Seek diversification

Investors looking to diversify their investment portfolio by including equity-linked tax saving instruments may find Quant ELSS Tax Saving Fund beneficial, as it offers exposure to a diversified portfolio of equity shares across various sectors and companies.

It’s essential for investors to assess their financial goals, risk tolerance, and investment horizon before investing in Quant ELSS Tax Saving Fund or any other investment product. Consulting with a financial advisor can also provide personalized guidance based on individual circumstances.


In conclusion, investing in Quant ELSS Tax Saving Fund presents a compelling opportunity for investors seeking tax-saving avenues while aiming for capital appreciation.

With its focus on equity investments, professional management, and the flexibility of SIPs, this fund offers a well-rounded investment solution for individuals looking to build wealth over the long term.

The diversification benefits, experienced fund management, and the option of a Systematic Investment Plan provide investors with the tools necessary to navigate market fluctuations and achieve their financial goals.

Ultimately, individuals considering an investment in Quant ELSS Tax Saving Fund should assess their financial objectives, risk tolerance, and investment horizon to determine suitability. With the guidance of a financial advisor, investors can leverage the benefits of systematic investment planning to create a disciplined approach toward wealth accumulation and tax-saving efforts.



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